State Farm was started in 1922 for farmers: the founder, George Jacob “G.J.” Mecherle, knew that farmers were safer drivers, and he wanted to provide more affordable car insurance for farmers.
These days, the company serves not just farmers, but anyone looking for affordable insurance and fair claims processes. State Farm has more than 17,000 agents and serves more than 75 million policies.
These days, the company serves not just farmers, but anyone looking for affordable insurance and fair claims processes. State Farm has more than 17,000 agents and serves more than 75 million policies.
Services Offered
State Farm is well known for its auto insurance, as well as its homeowner’s and health insurance, but also offers other products, such as:
• Mutual funds
• Retirement planning
• Business planning
• Education planning
• Checking and savings accounts
• Loans
• Credit cards
So if you need more than just insurance, State Farm is a great place to do all of these types of business in one place.
Discounts
Purchasing more than one State Farm product is one way to save on car insurance. The insurer also offers these discounts:
statefarm insurance 300x200 Car Insurance Review: State Farm• Multiple vehicles on policy
• Accident Free for three years
• Anti-theft device installed
• Good driving (no violations or accidents for three years)
• New Vehicle Safety or Defensive Driving course taken
• Good student
• Steer Clear® Safe Driver program (and have no accidents)
• Senior discount for those 65 and older
How to Connect
State Farm offers policyholders and potential customers several ways to reach them, depending on what is most convenient.
Their website has many great tools, like Self Service tools that get your questions answered, free quotes, articles on car insurance, and the ability to manage and pay for your account online. You can email State Farm from their website.
With thousands of State Farm agents located nationwide, you can also walk into an office to get your questions answered. The website helps you find agents and claim offices in your area.
If you prefer, you can call a State Farm representative on their 800 number. It is available 24 hours a day.
Downsides to State Farm
While State Farm’s motto is “like a good neighbor, State Farm is there,” many feel the once small-time insurance company has gotten too big to care about individual policyholders. There have been complaints about policies being cancelled without notice when a payment is a few days late, and repair shops approved by State Farm not being up to par.
In general, word is good on the customer service and claims process the company provides.
Is State Farm For You?
State Farm offers competitive rates for all of its insurance products, including auto insurance. With so many other types of products available, State Farm should appeal to someone looking for various insurance products as well as mutual funds or banking services.
Always do research before purchasing insurance or financial products. A simple search online will help you find complaints or issues with any auto insurance company. Weigh the pros and cons of any company you consider giving money to, and make the decision on the company that best fits your needs.
Source : http://www.theautoinsurance.com/
